WORTHINGTON SCHOOLS 2020 BENEFIT INFORMATION

  • View & Print your 2020 Benefit Summary

    Important 2020 Update To Your Health Savings Account


      

    Medical Insurance 

     Medical Mutual   (This logo takes you to Medical Mutual's website so you may look for your current in network provider, choose supermed PPO network)

    Worthington Schools offer a High Deductible Health Care Plan with Medical Mutual of Ohio.  See benefit summary for details of the plan. If enrolling for the first time, Medical Mutual will send your identification cards via mail within 5-10 days, prior to January 1, 2020.

    Once you have met your annual deductible, all medical/prescriptions are covered at 100% if using a network provider. The monthly premium for health care coverage is split and withheld on the 10th & 25th of each month.

    2020 Medical Insurance Premium breakouts:

    Annual Deductibles:                                   

    • Family Deductible:  $3,000
    • Single Deductible:   $1,500

    The Board of Education provides 50% of the annual deductible by deposit in January into a Health Savings Account opened by you through CME Federal Credit Union.  (See instructions and link to open account under HSA in the next section)  If you were enrolled in Medical Insurance Last year, you currently have a Health Savings Account with CME or Fifth Third Bank. 

    The 2020 dollar amount provided (deposited) by the Board of Education toward your annual deductible 

    • Family $1,500.00
    • Single    $750.00 

    You have the option to deposit pre-tax dollars into your Health Savings Account for your portion of the annual deductible or any amount up to the IRS limit into your Health Savings Account over 2, 12 or 24 pay periods.  This option is available to you during the self enroll portion of open enrollment. See "Suggested Payroll Deductions for your Health Savings Account" by clicking on the Benefit Info button in the enrollment system.   Questions?  Please contact Beth Hohenstein (614) 450-6163, bhohenstein@wscloud.org.

    Documents needed to enroll spouse and children dependents: 

    • Birth Certificates (Children) 
    • Marriage Certificate to enroll spouse or other documentation that states you are married. 

    Please send to WEC, Attn:  Beth Hohenstein before December 31, 2019 

     

    Retail Pharmacy Network

    Effective January 1, 2020, CVS will no longer be a network pharmacy.  Click here to see a listing of network retail pharmacies.  



    Health Savings Accounts - CME Federal Credit Union

     CME   (This logo Takes you to CME Credit Union website)

     LINKS:  (Only needed if you are enrolling in Medical Insurance for the first time)

     Instructions to Open Health Savings Account

      HSA Employee Contribution Suggestions


     

    Dental Insurance - Delta Dental (PPO)

    Delta Dental

    See  Benefit Summary for details of plan. Once enrolled, Dental information/card will be mailed to prior to January 1, 2020.  

     

    Dependent  Eligibility 


     

    Vision Insurance - EyeMed

    Vision Care   (This logo takes you to EyeMed's Website)

      VISION RATES

    See  Vision Plan Summary for details of the plan.  Once enrolled, Vision welcome packet and identification card will be mailed prior to the January 1, 2020 effective date.

    EYEMED INSIGHT NETWORK PROVIDERS NEAR YOU

    Note: Also your current medical Insurance Provider Medical Mutual of Ohio covers One eye exam if using a network provider.

    Dependent Eligibility 


     

    Life Insurance - Provided free to you by the Worthington Board of Education  (Vendor- Metlife)

    Metlife


    Supplemental Life Insurance - Metlife (Optional)

    As an employee you may elect Supplemental Life Insurance (optional) up to $100,000.  The cost of the coverage is based on your current age and rates as listed as Supplemental Term Life in the above Life Insurance Detail links. 

    Note:  Any coverage greater than $50,000 requires a Statement of Health Form  (return to Financial Services:  Attn:  Beth Hohentein by December 31, 2019)


     

    EMPLOYEE ASSISTANCE PROGRAM (EAP) 

    LIFEWORKS (Click to enter LifeWorks Website)     1-888-319-7819

     Life Works Benefit Summary

     User Name:  Metlifeeap

     Password:     eap

     


    Healthcare Reform Notices

     Other important Notices

    Marketplace Coverage Notice

    Special Enrollment Notice

    Women's Rights under HealthCare Reform

    HHS Notice of Privacy Practice - Health

    Summary of Benefits and Coverage - Single Plan

    Summary of Benefits and Coverage - Family Plan

    Wellness Program Notice


     


    The Medicare Modernization Act (MMA) requires entities (whose policies include prescription drug coverage) to notify Medicare eligible policyholders whether their prescription drug coverage is creditable coverage, which means that the coverage is expected to pay on average as much as the standard Medicare prescription drug coverage.  Please click below for the notice.

     Creditable Prescription Coverage


     

    Questions?  Please contact, Beth Hohenstein, (614) 450-6163; bhohenstein@wscloud.org